Joseph Chalom, CLU®, RICP®, LUTCF, LACP
Retirement Income Certified Professional®
Specializing in educating seniors with their financial goals and retirement needs. This could include the benefits and different types of personal and life insurance, tax and estate planning, plus safe money strategies.
We also can help in the following areas:
- Life Insurance
- Maximizing Social Security Benefits
- Term Insurance
- Personal Financial Planning
- Financial 'Peace of Mind' For Our Clients
- Long Term Care Insurance
- Universal Life
- Medicare Advantage Plans
- Medicare Supplements
- Medicare Part 'D'
- Long Term Care Insurance for Retirement
- Key Person Insurance
- Fixed Annuities
- Variable Annuities
- Index Annuities
- Benefits of Annuities
- Annuities - Guaranteed Income for Life
- Mutual Funds
- Educating 401k Plan Participants
- Educating 403b Plan Participants
- Explaining 403b DROP Program Options
- Rolling Over 401k or 403b Plan
- College Funding - 529 Plans
- Individual IRAs-Traditional and Roth
- Simple IRAs
- Retirement Planning & Income
- Wealth Transfer to Your Beneficiaries
- Retirement Help
- Estate Planning
- Estate Planning with tax advantaged resources
- Protecting assets in retirement
Come to our "Help Centers" for additional information!
Joseph Chalom is an experienced financial executive providing a diverse array of financial services, information, and technological resources to address the individual needs of each client. To learn more about Joe's Financial knowledge, go to https://www.retirementcouncil.com/
Joe's Mission: To educate, inform and empower clients by providing thoughtful, experienced guidance. To build a relationship that will help our clients address their financial goals and enjoy their future.
Representative is registered with and offers only securities and advisory services through PlanMember Securities Corporation, a registered broker/dealer, investment advisor and member FINRA / SIPC. 6187 Carpinteria Ave, Carpinteria, CA. 93013, (800) 874-6910. Retirement Council, Inc. and PlanMember Securities Corporation are independently owned and operated. PlanMember is not responsible or liable for ancillary products or services offered by Retirement Council, Inc. or this representative. CA Insurance License 0H65782.
Check the background of this investment professional. Broker Check: www.finra.org/brokercheck • Florida Department of Financial Services Insurance Licensee Search https://www.myfloridacfo.com/data/aar_alis1/
The free retirement planning book 'Your Personal Financial Help Center' is not affiliated or endorsed by PlanMember Securities.
The views expressed in this book are those of the author and may not necessarily reflect those held by PlanMember Securities Corporation. Material presented is believed to be from a reliable sources and PlanMember makes no representation as to it accuracy or completeness.