Joseph Chalom, CLU®, RICP®, LUTCF, LACP

Retirement Income Certified Professional®

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Joseph Chalom, CLU, RICP, LUTCF, LACP

Our Resources below will provide you with additional information to develop your personal retirement strategy. Please select the “Learn More” link for the item you are interested in to access this FREE information. You may use the Comments section of the request form to ask any specific questions or to request additional information from our office.
FREE Retirement Planning Book

Learn tips and sound advice from FINRA arbitrator and consumer advocate Bruce Sankin. This updated edition of his book includes chapters on to Social Security, Medicare, Life Insurance, Long Term Care, Identity Theft, Tips for Seniors, plus tips on choosing the right annuity for your retirement.

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Maximizing Social Security benefits in retirement

Did you know you already own a lifetime annuity? Understanding your Social Security benefit options prior to applying for them is critical to avoid making decisions that could cost you thousands of dollars in what you receive. Planning and understanding your Social Security income benefits, in conjunction with your other retirement savings, can result in substantially increasing your retirement income and protecting your spouse’s long-term financial security.

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Building Your Retirement Income Strategy

If retirement is just around the corner, or you have just began this phase of the rest of your life, learn about your options to create guaranteed lifetime income that will help you meet your financial goals. Your strategy needs to consider your lifestyle goals, longevity risk, health issues that may arise later in life, and long-term income planning for you and your spouse.

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Joseph Chalom is an experienced financial executive providing a diverse array of financial services, information, and technological resources to address the individual needs of each client. To learn more about Joe's Financial knowledge, go to https://www.retirementcouncil.com/

Joe's Mission: To educate, inform and empower clients by providing thoughtful, experienced guidance. To build a relationship that will help our clients address their financial goals and enjoy their future.

Representative is registered with and offers only securities and advisory services through PlanMember Securities Corporation, a registered broker/dealer, investment advisor and member FINRA / SIPC. 6187 Carpinteria Ave, Carpinteria, CA. 93013, (800) 874-6910. Retirement Council, Inc. and PlanMember Securities Corporation are independently owned and operated. PlanMember is not responsible or liable for ancillary products or services offered by Retirement Council, Inc. or this representative. CA Insurance License 0H65782.

Check the background of this investment professional. Broker Check: www.finra.org/brokercheck • Florida Department of Financial Services Insurance Licensee Search https://www.myfloridacfo.com/data/aar_alis1/

The free retirement planning book 'Your Personal Financial Help Center' is not affiliated or endorsed by PlanMember Securities.

The views expressed in this book are those of the author and may not necessarily reflect those held by PlanMember Securities Corporation. Material presented is believed to be from a reliable sources and PlanMember makes no representation as to it accuracy or completeness.